Coastal Capital USA

Financing Options

Business Credit Builder

The funding you want starts with the credit profile you build.

Many business owners don't realize their business credit score is separate from their personal credit — and that a strong business credit profile unlocks better rates, higher limits, and more funding options across the board.
We help you build and strengthen your business credit profile strategically, so that every funding conversation you have in the future starts from a position of strength rather than limitation.

Best for: New businesses establishing credit for the first time, or existing businesses looking to improve their funding options and reduce borrowing costs.


If you're interested in a Small Business Loan, contact Coastal Capital USA today. Give us a call: 818-518-7399
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Small Business Term Loans

The straightforward way to fund your next move.

A business term loan gives you a lump sum of capital upfront — money you can put to work immediately in your business. You repay it over a fixed period with predictable payments, so you always know exactly where you stand.

We offer term loans from $5,000 to $5.5 million with repayment terms ranging from 3 months to 10 years. Whether you're expanding a location, hiring a team, or investing in infrastructure, a term loan gives you the runway to do it right.

Best for: Established businesses with solid revenue looking to grow, expand, or make a significant investment.


If you're interested in a Small Business Loan, contact Coastal Capital USA today. Give us a call: 818-518-7399
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Loan Amounts

up to $5,000,000

Terms

1 - 10 Years

Rates

as low as 4.99%

Speed

as little as 24 hours
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Business Line of Credit

Get Working Capital When Your Business Needs it the Most.  


A business line of credit works like a financial safety net — you're approved for a set amount, and you draw from it only when you need it. You pay interest only on what you use, not on the full credit limit.
This is one of the most versatile funding tools a business can have. Use it to cover seasonal gaps, take advantage of a time-sensitive opportunity, manage cash flow between receivables, or simply have a cushion that lets you operate with confidence.

Best for: Businesses that need ongoing access to flexible capital rather than a one-time lump sum.

Contact Coastal Capital USA to learn how a Line of Credit can help your business grow. Give us a call: 818-518-7399
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Loan Amounts

up to $5,000,000

Terms

10 - 25 Years

Rates

as low as 5.75%

Speed

as little as 24 hours
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SBA Loans

Long-Term Flexibility.

Government-backed funding. Competitive rates. Real results.

SBA loans are among the most powerful financing tools available to small business owners — lower rates, longer terms, and higher amounts than most conventional options. The catch has always been the complexity of the application process.

We handle that for you. Our team navigates the SBA process from start to finish, matching you with the right program and doing the legwork so you can focus on running your business.

Rates start at 5.9% fixed — among the most competitive in the market.

Best for: Business owners with good credit and strong revenue who want the best possible rates and terms.

For more information about SBA Loans, call the experts at Coastal Capital USA today. Call: 818-518-7399
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Loan Amounts

up to $5,000,000

Terms

10 - 25 Years

Rates

as low as 5.25%

Speed

as little as 30 days
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Equipment Financing

Upgrade Your Equipment and Free Up Your Working Capital.

Whether you're purchasing machinery, vehicles, technology, or specialized tools, equipment financing lets you acquire what your business needs today and pay for it over time. The equipment itself typically serves as collateral, which means qualification is more accessible than with unsecured loans.

Preserve your working capital for the things that keep your business running — and let the equipment pay for itself through the revenue it generates.

Best for: Businesses that need to purchase or upgrade equipment to operate, grow, or compete.

Contact Coastal Capital USA for all of your Equipment Financing needs. Call: 818-518-7399
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Loan Amounts

up to $100,000,000

Terms

flexible

Rates

starting at 5.25%

Speed

as soon as 10 days
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MERCHANT CASH ADVANCE

Capital today. Repaid through tomorrow's revenue.

A merchant cash advance gives you immediate access to funds based on your business's future revenue — no fixed monthly payment, no collateral required. Repayment is tied to your sales volume, so when business is slower, you pay less.
This is one of the fastest funding options available — approvals often happen the same day, with funds in your account shortly after. It's not the right fit for every situation, but when speed matters and cash flow is tight, it delivers.

Best for: Businesses with consistent daily or monthly revenue that need capital fast and want flexible repayment.

Interested in learning more about Factoring? Call Coastal Capital USA today: 818-518-7399
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Loan Amounts

up to $500,000

Terms

6 - 24 Months

Rates

as low as 8.99%

Speed

as little as 24 hours
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WORKING CAPITAL LOANS

Fast Funding and Flexible Repayment Options.

Keep your business moving when cash flow slows down.

Working capital is the lifeblood of any business — the money that covers payroll, inventory, rent, and the day-to-day costs that don't wait for your receivables to catch up. A working capital loan bridges the gap, giving you the funds to keep operations running smoothly during slower periods or unexpected expenses.
Fast to fund, straightforward to qualify for, and designed specifically for the rhythm of small business life.
Best for: Businesses experiencing seasonal fluctuations, rapid growth, or short-term cash flow challenges.

Call Coastal Capital USA to see if you're eligible for a Bridge Loan. Call now: 818-518-7399
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Loan Amounts

$25,000 - $5,000,000

Terms

6-24 Months

Rates

8.99% - 29.99%

Speed

as soon as 24 hours

Learn More About Your Financing Options

Contact us today to speak to a business loan consultant.
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