Website Privacy Policy
COASTAL CAPITAL USA — PRIVACY POLICY
Effective Date: July 2026
INTRODUCTION
Coastal Capital USA ("we," "us," or "our") respects your privacy and is committed to protecting the personal and business information you share with us. This Privacy Policy describes how we collect, use, disclose, and safeguard your information when you visit coastalcapitalusa.com or submit an inquiry or application through our platform.
By using our website or submitting any information to us, you agree to the terms of this Privacy Policy. If you do not agree, please do not use our website or submit any information.
WHO WE ARE
Coastal Capital USA is a business funding broker serving small and medium-sized businesses nationwide. We connect business owners with appropriate funding solutions through our network of lenders and funding partners. We are not a direct lender.
For questions about this policy, contact us at: [email protected] coastalcapitalusa.com
INFORMATION WE COLLECT
We collect two types of information — information you provide directly to us, and information collected automatically when you visit our website.
Information You Provide:
HOW WE USE YOUR INFORMATION
We use the information we collect for the following purposes:
HOW WE SHARE YOUR INFORMATION
Coastal Capital USA does not sell your personal information to third parties for their own marketing purposes. We share your information only in the following circumstances:
With Lenders and Funding Partners: When you submit a funding inquiry or application, we share your information with lenders and funding partners in our network for the purpose of evaluating your application and providing funding offers. These parties are required to protect your information and use it only for the purpose of evaluating your funding request.
With Service Providers: We may share your information with trusted third-party service providers who assist us in operating our website, processing applications, or delivering services. These providers are contractually obligated to keep your information confidential and use it only as directed by us.
With Professional Advisers: We may share your information with attorneys, accountants, auditors, and other professional advisers as necessary for legal, compliance, or business purposes.
For Legal Compliance: We may disclose your information to government agencies, regulators, or law enforcement when required by applicable law, court order, or regulatory requirement.
In Connection with a Business Transfer: If Coastal Capital USA is involved in a merger, acquisition, or sale of assets, your information may be transferred as part of that transaction. We will notify you of any such change and the choices available to you.
We do not share your information with non-affiliated companies for their marketing purposes and do not participate in joint marketing arrangements with unaffiliated financial companies.
COOKIES AND TRACKING TECHNOLOGIES
Our website may use cookies and similar tracking technologies to enhance your browsing experience, analyze site traffic, and understand how visitors interact with our content.
Types of cookies we may use:
DATA SECURITY
We implement appropriate technical and organizational security measures to protect your personal and business information from unauthorized access, disclosure, alteration, or destruction. These measures include:
We have procedures in place to address any suspected data breach. In the event of a breach that affects your personal information, we will notify you and applicable regulators as required by law.
DATA RETENTION
We retain your personal and business information for as long as necessary to fulfill the purposes described in this policy, including compliance with legal, accounting, and regulatory obligations.
For financial and tax purposes, applicable law may require us to retain certain records for up to six years following the conclusion of our business relationship with you. After this period, your information will be securely deleted or anonymized.
YOUR PRIVACY RIGHTS
Depending on your state of residence, you may have certain rights regarding your personal information, including:
Right to Know: You may request information about what personal data we hold about you and how it is used.
Right to Access: You may request a copy of the personal information we have collected about you.
Right to Correct: You may request that we correct any inaccurate or incomplete information.
Right to Delete: You may request that we delete your personal information, subject to certain legal exceptions.
Right to Opt Out: You may opt out of the sale or sharing of your personal information (note: we do not sell your information).
Right to Non-Discrimination: We will not discriminate against you for exercising any of your privacy rights.
California Residents: If you are a California resident, you have additional rights under the California Consumer Privacy Act (CCPA) and the California Privacy Rights Act (CPRA). To exercise your California privacy rights, please contact us at [email protected].
To exercise any of the rights above, contact us at [email protected]. We will respond to all verifiable requests within 30 days. We may need to verify your identity before fulfilling your request. There is no fee to exercise your privacy rights unless your request is clearly unfounded or excessive.
CHILDREN'S PRIVACY
Our website and services are intended for business owners and adults only. We do not knowingly collect personal information from anyone under the age of 18. If we become aware that we have inadvertently collected information from a minor, we will delete it promptly.
THIRD-PARTY LINKS
Our website may contain links to third-party websites, lender portals, or external resources. Coastal Capital USA is not responsible for the privacy practices or content of those external sites. We encourage you to review the privacy policy of every website you visit before submitting any personal information.
MARKETING COMMUNICATIONS
If you submit an inquiry or application through our website, we may send you relevant information about business funding products and services. You may opt out of marketing communications at any time by:
TCPA CONSENT
By submitting your phone number through our website, you consent to receive calls and text messages from Coastal Capital USA and its lending partners regarding your funding inquiry, including calls and texts made using automated telephone dialing systems or pre-recorded messages. Message and data rates may apply. You may opt out at any time by replying STOP to any text message or by contacting us at [email protected].
CHANGES TO THIS POLICY
We may update this Privacy Policy from time to time to reflect changes in our practices, technology, or legal requirements. When we make material changes, we will post the updated policy on this page with a revised effective date. We encourage you to review this policy periodically.
Your continued use of our website or services following any changes constitutes your acceptance of the updated policy.
CONTACT US
If you have questions, concerns, or requests related to this Privacy Policy or our data practices, please contact us:
Coastal Capital USA
www.coastalcapitalusa.com [email protected]
We take privacy seriously and will respond to all inquiries promptly.
Effective Date: July 2026
INTRODUCTION
Coastal Capital USA ("we," "us," or "our") respects your privacy and is committed to protecting the personal and business information you share with us. This Privacy Policy describes how we collect, use, disclose, and safeguard your information when you visit coastalcapitalusa.com or submit an inquiry or application through our platform.
By using our website or submitting any information to us, you agree to the terms of this Privacy Policy. If you do not agree, please do not use our website or submit any information.
WHO WE ARE
Coastal Capital USA is a business funding broker serving small and medium-sized businesses nationwide. We connect business owners with appropriate funding solutions through our network of lenders and funding partners. We are not a direct lender.
For questions about this policy, contact us at: [email protected] coastalcapitalusa.com
INFORMATION WE COLLECT
We collect two types of information — information you provide directly to us, and information collected automatically when you visit our website.
Information You Provide:
- Full name, email address, and phone number
- Business name, business address, and years in operation
- Estimated annual revenue and monthly cash flow
- Funding amount requested and intended use of funds
- Social Security number and/or Employer Identification Number (EIN)
- Bank account information and financial statements
- Credit information, including authorization to pull credit reports
- IP address and browser type
- Pages visited and time spent on our website
- Referring website or source
- Device type and operating system
HOW WE USE YOUR INFORMATION
We use the information we collect for the following purposes:
- To evaluate your business funding needs and identify appropriate lending options
- To submit your application to lenders in our network on your behalf
- To communicate with you regarding your inquiry, application, or funding status
- To provide customer support and respond to your questions
- To send you relevant information about funding products and services you may qualify for
- To improve our website, services, and internal processes
- To detect, prevent, and address fraud or security issues
- To comply with applicable laws, regulations, and legal obligations
HOW WE SHARE YOUR INFORMATION
Coastal Capital USA does not sell your personal information to third parties for their own marketing purposes. We share your information only in the following circumstances:
With Lenders and Funding Partners: When you submit a funding inquiry or application, we share your information with lenders and funding partners in our network for the purpose of evaluating your application and providing funding offers. These parties are required to protect your information and use it only for the purpose of evaluating your funding request.
With Service Providers: We may share your information with trusted third-party service providers who assist us in operating our website, processing applications, or delivering services. These providers are contractually obligated to keep your information confidential and use it only as directed by us.
With Professional Advisers: We may share your information with attorneys, accountants, auditors, and other professional advisers as necessary for legal, compliance, or business purposes.
For Legal Compliance: We may disclose your information to government agencies, regulators, or law enforcement when required by applicable law, court order, or regulatory requirement.
In Connection with a Business Transfer: If Coastal Capital USA is involved in a merger, acquisition, or sale of assets, your information may be transferred as part of that transaction. We will notify you of any such change and the choices available to you.
We do not share your information with non-affiliated companies for their marketing purposes and do not participate in joint marketing arrangements with unaffiliated financial companies.
COOKIES AND TRACKING TECHNOLOGIES
Our website may use cookies and similar tracking technologies to enhance your browsing experience, analyze site traffic, and understand how visitors interact with our content.
Types of cookies we may use:
- Essential cookies — necessary for the website to function properly
- Analytics cookies — help us understand how visitors use our site so we can improve it
- Marketing cookies — used to deliver relevant content and track the effectiveness of our communications
DATA SECURITY
We implement appropriate technical and organizational security measures to protect your personal and business information from unauthorized access, disclosure, alteration, or destruction. These measures include:
- Encrypted data transmission using SSL/TLS technology
- Secure file storage and access controls
- Restricted access to personal information on a need-to-know basis
- Regular review of our security practices and procedures
We have procedures in place to address any suspected data breach. In the event of a breach that affects your personal information, we will notify you and applicable regulators as required by law.
DATA RETENTION
We retain your personal and business information for as long as necessary to fulfill the purposes described in this policy, including compliance with legal, accounting, and regulatory obligations.
For financial and tax purposes, applicable law may require us to retain certain records for up to six years following the conclusion of our business relationship with you. After this period, your information will be securely deleted or anonymized.
YOUR PRIVACY RIGHTS
Depending on your state of residence, you may have certain rights regarding your personal information, including:
Right to Know: You may request information about what personal data we hold about you and how it is used.
Right to Access: You may request a copy of the personal information we have collected about you.
Right to Correct: You may request that we correct any inaccurate or incomplete information.
Right to Delete: You may request that we delete your personal information, subject to certain legal exceptions.
Right to Opt Out: You may opt out of the sale or sharing of your personal information (note: we do not sell your information).
Right to Non-Discrimination: We will not discriminate against you for exercising any of your privacy rights.
California Residents: If you are a California resident, you have additional rights under the California Consumer Privacy Act (CCPA) and the California Privacy Rights Act (CPRA). To exercise your California privacy rights, please contact us at [email protected].
To exercise any of the rights above, contact us at [email protected]. We will respond to all verifiable requests within 30 days. We may need to verify your identity before fulfilling your request. There is no fee to exercise your privacy rights unless your request is clearly unfounded or excessive.
CHILDREN'S PRIVACY
Our website and services are intended for business owners and adults only. We do not knowingly collect personal information from anyone under the age of 18. If we become aware that we have inadvertently collected information from a minor, we will delete it promptly.
THIRD-PARTY LINKS
Our website may contain links to third-party websites, lender portals, or external resources. Coastal Capital USA is not responsible for the privacy practices or content of those external sites. We encourage you to review the privacy policy of every website you visit before submitting any personal information.
MARKETING COMMUNICATIONS
If you submit an inquiry or application through our website, we may send you relevant information about business funding products and services. You may opt out of marketing communications at any time by:
- Clicking the unsubscribe link in any email we send you
- Emailing us at [email protected] with "Unsubscribe" in the subject line
TCPA CONSENT
By submitting your phone number through our website, you consent to receive calls and text messages from Coastal Capital USA and its lending partners regarding your funding inquiry, including calls and texts made using automated telephone dialing systems or pre-recorded messages. Message and data rates may apply. You may opt out at any time by replying STOP to any text message or by contacting us at [email protected].
CHANGES TO THIS POLICY
We may update this Privacy Policy from time to time to reflect changes in our practices, technology, or legal requirements. When we make material changes, we will post the updated policy on this page with a revised effective date. We encourage you to review this policy periodically.
Your continued use of our website or services following any changes constitutes your acceptance of the updated policy.
CONTACT US
If you have questions, concerns, or requests related to this Privacy Policy or our data practices, please contact us:
Coastal Capital USA
www.coastalcapitalusa.com [email protected]
We take privacy seriously and will respond to all inquiries promptly.